Terms of Service

1. Service Description

Premium Life Shield provides educational information about single premium life insurance and connects interested individuals with licensed insurance representatives for free estate reviews. We are not an insurance company and do not issue insurance policies.

2. No Financial Advice

Content on this website is for informational purposes only and does not constitute financial, legal, or insurance advice. All insurance decisions should be made in consultation with a licensed professional who understands your specific situation.

3. Accuracy of Information

While we strive to provide accurate information, insurance products, pricing, and regulations vary by state and change over time. Your licensed representative will provide current, state-specific information during your estate review.

4. User Obligations

By using this website and submitting the estate review form, you confirm that you are providing accurate contact information and consent to being contacted by a licensed insurance representative regarding your inquiry.

5. Limitation of Liability

Premium Life Shield is not liable for any decisions made based on information provided on this website. Insurance coverage, benefits, and availability vary by state and individual circumstances.

6. Contact

For questions about these terms, contact us at hello@premiumlifeshield.com.